privitizing banks

i don’t understand why the government shouldn’t own the banks, at least temporarily.  it seems like the way they are being run now, the government (and my money) take the risk when things are bad, but the banks take the profits when things are good.  that doesn’t make any sense.  shouldn’t the government (and my money) get some of the profit when things are good?  shouldn’t the banks be forced to close up shop and sell themselves to the government when they make bad decisions?

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